Now, that you’ve got your Christmas list from all those peeps you have to gift, here’s ideas on how to find those gifts cheap, and finance the payments on that which isn’t cheap…

• Buy from Dollar Tree, Dollar General, and Family Dollar – I just got a pair of jeans for $3.97 from the Family Dollar sale rack. Leave the tag on, and it will be quite a topic of conversation at Christmas dinner. 75% off. And what a hoot when they try to take it back to get the full price..
• Aldi’s – this is my favorite go to grocery store. They also sell clothing and shoes. Recently purchased a pair of $17. snow boots that look designer and now most of my clothes are purchased here. I’ve moved up from Walmarts. My only wish is they sold stock but those smart German’s keep it to private. Several years ago when Mr. Aldi died he was the richest man in Germany. Go figure. They know what they are doing.
• And my final suggestion is below – 12 months free credit. And while I’m not Henry Wells I do have one of these and am grateful for its benefit. Give it a try.

Happy Holidays!